How to Use Apple Pay in the Baltics? [10 min guide]

Are you getting very impatient waiting for Apple Pay in the Baltics? Would you like to confuse Narvesen cashiers and pay with a phone? Good news!

Here’s a clean way how to use Apple Pay in the Baltics and enjoy the benefits of not taking your wallet or credit cards with you – in 10 minutes!

Step 1. Temporarily change your App Store Country/Region to Ireland (You will change it back afterwards)

👉 Open App Store > Click Today tab > Click your Face > Click your Name > Authorize with Touch ID/Passcode > Click Country/Region > Click Change Country or Region > Click Ireland > Agree to T&C > Select Payment Method None and re-enter your home address in the Baltics > Smile 😋

Your existing apps and documents on your iPhone will not change.

N. B. Existing recurring payment subscriptions in App Store will be cancelled. You’ll need to resubscribe afterwards.


Step 2. Temporarily change your iPhone region to Ireland (You will change it back afterwards)

👉 Open Settings > Click General > Click Language & Region > Click Region > Choose Ireland, click Done > Click Continue > Wait 10 seconds > Smile 📸

Your existing apps and documents on your iPhone will not change.


Step 3. Download and top up boon contactless payments app

👉 Sign up using your Baltic mobile phone number and address > Top up your new virtual card > Add the card to your Apple Wallet > Smile very, very happily 🤗

There are no commissions when topping up your new virtual card in euros.

N. B. You can only top up your virtual card with cards that support 3D Secure authorization like Swedbank, SEB, Citadele etc. This is why the app is getting negative reviews on Ireland’s App Store.

N. B. 2. Boon app is free for the first 3 months and costs €1.49/month afterwards.


Step 4. Change iPhone and App Store region back to your home country


Step 5. Lock your iPhone and double-click the home button

Voila! Apple Pay is now alive for you. Now go out and confuse the hell out of cashiers at shops who support ‘normal’ contactless NFC cards. Smile! 😋

 

Apple Pay screenshot in Narvesen

 

P. S. If the first time the contactless credit card terminal doesn’t accept your iPhone (like it didn’t for me), then change the angle and aim the terminal with your iPhone’s head.

 

Edit: Thank you for your comments! I tried manually adding to Apple Wallet my N26 and Transferwise cards but they currently are not supported even if iPhone’s region is changed to Ireland. In addition, you have to disable Family Sharing before changing the region to Ireland. Cheers!

 

Shout out to rpavlovskis. 🔥

 

What’s your best cashier reaction? Leave in the comments below!

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6 Replies to “How to Use Apple Pay in the Baltics? [10 min guide]”

  1. Great, and it works. I did not disable Family Sharing during region changes btw. Did you manage to get Boon Plus as well? I just wonder if i will share my ID and utillity bill, Boon could stop my subscription as i am not from Ireland.

    1. It indeed works!

      I didn’t apply for Boon Plus because the current limits are OK.

      I just called Boon support and the lady on the line told me that confirming a non-Ireland address is OK. So go ahead!

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